Compliance/GDPR Art. 22/InsurTech
GDPR Art. 22 compliance for InsurTech
Claim declines + premium pricing produce legal effects. Often justified under Art. 22(2)(c) contractual necessity, but safeguards (Art. 22(3)) still require meaningful human intervention on contested decisions.
What applies
Articles + provisions of Regulation (EU) 2016/679 — GDPR, Article 22 (automated decisions) most directly engaged by InsurTech deployments:
- Art. 22
- Art. 22(2)(c) — contractual necessity exception
What this looks like in InsurTech
Claim declines + premium pricing produce legal effects. Often justified under Art. 22(2)(c) contractual necessity, but safeguards (Art. 22(3)) still require meaningful human intervention on contested decisions.
Flagship exampleDeclined claim contested: chain demonstrates always-human review on declines + the reviewer's verdict, not just an automated 'reviewed' flag.
Where Promethean's evidence layer fits
The substrate emits specific evidence kinds that map to GDPR Art. 22 obligations. Most directly relevant for InsurTech:
For the full sector view including LLM-feature catalogue, tier recommendation, and reviewer-gate examples, see the InsurTech sector page.
Adjacent cells
Same regulation, other sectors
Other regulations for InsurTech